Mortgage expenses claim | Bank claim | ADVOCACY SERVICES | E-Consulting.es Abogados & Gestores
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Mortgage expenses claim

PROCESS DESCRIPTION: 

What are mortgage expenses?

Mortgage expenses are those that must be paid to establish and manage the loan. They include the formalization of the deed or inscription in the Property Registry, among others.

While some of these expenses should be paid exclusively by one of the parties, lenders and borrowers should participate in the payment of others. The problem is that by introducing an expense clause many mortgage loans have attributed all expenses to the borrower.

Although the issue has been controversial at present, jurisprudence is peaceful in the sense of allowing the borrower to cancel the expense clause. By performing this action you can recover the money you have lost as payments that would have corresponded to the bank.

Therefore, you will not be able to pass on all the expenses that you have incurred. But properly taking a claim you will recover, with total security, part of them.

 

Deadline to claim mortgage expenses

In principle, nullity actions are imprescriptible. This means that there is no deadline to claim mortgage expenses. If you have signed a mortgage with this type of clause, you can claim it at any time. Which applies even to mortgages already canceled or amortized.

NECESSARY DOCUMENTATION:

  • Copy of identity documentation: DNI / residence permit / NIE and passport or ID CARD

INCLUDED SERVICES:

  • Prior advice.
  • Processing of service.
  • Sending of supporting documents.
  • Backup file of digitized documentation.
  • Attention of requirements when necessary.

PRICE OF SERVICES:

Mortgage expenses claim 150,00 euros*

*Price without VAT

 

INCLUDED SERVICES:

  • Collection and review of necessary information.
  • Documentation Review.
  • Preparation of preliminary drafts.
  • Sending the draft for customer confirmation.
  • Processing of service.
  • Sending of supporting documents.
  • Backup file of digitized documentation.
  • Attention of requirements when necessary.

 

 WHY E-CONSULTING ABOGADOS & GESTORES

EXPERIENCE

all our professionals have a lot of experience and are in a constant training process.

 

MAINTENANCE OF DEADLINES

all the deadlines established by law are strictly followed and controlled by the internal department.

NEW TECHNOLOGIES

we use the latest generation management software and all the existing technologies on the market.

QUALITY OF SERVICE

the quality of all services is constantly reviewed by the internal audit.

FREE CONSULTATIONS

all our clients are consulted regarding the services provided.

COMPENSATION OF SANCTIONS

We compensate the fines and interests produced by the fault of our accountants.

 

PROCESS: 

fill in the application attaching necessary data and documents

one of our professionals will contact you to see the details

Prepayment of service payment (standard payment method: 100% in advance

carrying out the necessary procedures to complete the requested service

sending the supporting documents for the service performed and final invoice.

 

SPECIALISTS

José Marí­a Esteve Rodrí­guez | Manager

José Marí­a Esteve Rodrí­guez

Manager

Ksenia Ilicheva | Tax advisor

Ksenia Ilicheva

Tax advisor

Begoña Gómez Olivas | tax and accounting area director

Begoña Gómez Olivas

tax and accounting area director

Sandra Milena Aranda López | Labor area director

Sandra Milena Aranda López

Labor area director

Marina Orts Rodríguez | Administration and accounting

Marina Orts Rodríguez

Administration and accounting

Vanessa Burillo Bernabeu | Legal services

Vanessa Burillo Bernabeu

Legal services

David Camacho Mazarro | Foreigner area manager

David Camacho Mazarro

Foreigner area manager

Sonia Micaela Cejas | Traffic area

Sonia Micaela Cejas

Traffic area

Tatiana Faedo Gukasian | Administration

Tatiana Faedo Gukasian

Administration

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ORDER A SERVICE "Mortgage expenses claim"

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Foundation year

2008

The professional activity of the company is ensured with the Civil Liability policy in the insurance company CASER.

  • Generalitat Valenciana
  • Unión Europea

Members of

  • Icali
  • economistas
  • Gestoría Administrativa
  • Colegio Oficial de Graduados Sociales de Alicante
  • Registro Oficial de Auditores de Cuentas

Certifications

  • ISO 9001
  • Club del Asesor
  • Confianza online
  • Quality certificate

Collaborators

  • Agencia Tributaria
  • Tesorería General de la Seguridad Social
  • Grupo System
  • Puntos de Atención al Emprendedor

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