Opening and unlocking of the bank account natural person | Financial services | OTHER | E-Consulting.es Abogados & Gestores
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Opening and unlocking of the bank account natural person

PROCESS DESCRIPTION: 

The bank account lockout can occur twice:

  1. When a repaid debt is taken to court and the person in question refuses to pay due.
  2. For being considered client << not identified >>.

What about the money in the account?

Once the account is locked, the money freezes. This means that no financial operation can be performed. How to hire services that indicate a movement of money, or transfers or withdrawal of cash. However, it should be borne in mind that some of the income may be considered as exempt as, for example, social security payments, disability payments ...

What guidelines must be followed to unlock the account?

In this sense it is advisable to go to a lawyer to assess the best option according to the case. If we are faced with an unpaid debt, it must be paid in order to get the account unlocked.

On the other hand, the Bank of Spain has defined the procedure to be followed, by the financial entities, to block and cancel the accounts of clients considered as << not identified >>. This requires the presentation of the following documentation:

  • Identification document: DNI, NIE, passport ...
  • Document that accredits the economic or professional activity: depending on the type of work activity that is carried out, other documents may be requested, such as the employment contract, the income tax return, self-employed receipt

What happens if the account holder is a deceased person?

In those cases in which the holder of the bank account is a deceased person, the will of that person must be attended. If twenty years have elapsed, no one claims that money, the funds will go to state resources, in order to finance social policies.

NECESSARY DOCUMENTATION:

  • Copy of identity documentation: DNI / residence permit / NIE and passport or ID CARD

INCLUDED SERVICES:

  • Prior advice.
  • Processing of service.
  • Sending of supporting documents.
  • Backup file of digitized documentation.
  • Attention of requirements when necessary.

PRICE OF SERVICES:

Opening and unlocking of the bank account natural person 75,00 euros*

*Price without VAT

 

INCLUDED SERVICES:

  • Collection and review of necessary information.
  • Documentation Review.
  • Preparation of preliminary drafts.
  • Sending the draft for customer confirmation.
  • Processing of service.
  • Sending of supporting documents.
  • Backup file of digitized documentation.
  • Attention of requirements when necessary.

 

 WHY E-CONSULTING ABOGADOS & GESTORES

EXPERIENCE

all our professionals have a lot of experience and are in a constant training process.

 

MAINTENANCE OF DEADLINES

all the deadlines established by law are strictly followed and controlled by the internal department.

NEW TECHNOLOGIES

we use the latest generation management software and all the existing technologies on the market.

QUALITY OF SERVICE

the quality of all services is constantly reviewed by the internal audit.

FREE CONSULTATIONS

all our clients are consulted regarding the services provided.

COMPENSATION OF SANCTIONS

We compensate the fines and interests produced by the fault of our accountants.

 

PROCESS: 

fill in the application attaching necessary data and documents

one of our professionals will contact you to see the details

Prepayment of service payment (standard payment method: 100% in advance

carrying out the necessary procedures to complete the requested service

sending the supporting documents for the service performed and final invoice.

 

SPECIALISTS

José Marí­a Esteve Rodrí­guez | Manager

José Marí­a Esteve Rodrí­guez

Manager

Ksenia Ilicheva | Tax advisor

Ksenia Ilicheva

Tax advisor

Begoña Gómez Olivas | tax and accounting area director

Begoña Gómez Olivas

tax and accounting area director

Sandra Milena Aranda López | Labor area director

Sandra Milena Aranda López

Labor area director

Marina Orts Rodríguez | Administration and accounting

Marina Orts Rodríguez

Administration and accounting

Vanessa Burillo Bernabeu | Legal services

Vanessa Burillo Bernabeu

Legal services

David Camacho Mazarro | Foreigner area manager

David Camacho Mazarro

Foreigner area manager

Sonia Micaela Cejas | Traffic area

Sonia Micaela Cejas

Traffic area

Tatiana Faedo Gukasian | Administration

Tatiana Faedo Gukasian

Administration

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Foundation year

2008

The professional activity of the company is ensured with the Civil Liability policy in the insurance company CASER.

  • Generalitat Valenciana
  • Unión Europea

Members of

  • Icali
  • economistas
  • Gestoría Administrativa
  • Colegio Oficial de Graduados Sociales de Alicante
  • Registro Oficial de Auditores de Cuentas

Certifications

  • ISO 9001
  • Club del Asesor
  • Confianza online
  • Quality certificate

Collaborators

  • Agencia Tributaria
  • Tesorería General de la Seguridad Social
  • Grupo System
  • Puntos de Atención al Emprendedor

Our Customers